Executive Summary

Track and monitor your company's finances

Viewing: Base Case — the projected cash balance chart below reflects this scenario

Current Runway

4.7 months -29.3% MoM

Cash-out date: December 20, 2026
Data as of Jul 31, 2026 · 32 days old

Scenarios

Projected Cash Balance (Next 24 months)

Compare different financial scenarios and their impact on runway

Projected from Jul 31, 2026 · seeded from July 2026 actuals

SCENARIOBest Case

SCENARIOBase case

SCENARIOWorst Case

Best Case Base case Worst Case — the selected tab is shown in full color, the other two in the background for comparison.

Key insights

AI powered financial suggestions based on your scenarios

Base Case Outlook

With a cash balance of $129,631 and a trailing 6-month average net cash burn of $27,658/mo, continuing the current trend (revenue +4.9%/mo, Gross Burn +8.6%/mo) projects cash running out around month 4 (Nov 2026).

Best Case Outlook

If revenue growth accelerates to 20%/mo while expense growth is brought down to -2%/mo (active cost discipline), the model shows cash flow turning positive by month 6 — avoiding cash-out within the 24-month window entirely.

⚠Worst Case Outlook

Revenue actually declined the last two months ($19,404 in May to $17,646 in Jul, partly from Ion's cancellation) while Gross Burn kept climbing ($36,181 in Feb to $49,423 in Jul). If that gap widens further (revenue +1%/mo, expenses +14%/mo), cash runs out by month 3 (Oct 2026).

Quick actions

Extend runway to 12 months›
Cut burn without hiring freeze›
Close the burn-revenue gap›

Metrics

Revenue vs Burn Analysis

Monthly comparison of revenue against burn rate

Gross Revenue -8.1% MoM $17,868.50 6M avg Gross Burn 6.2% MoM $44,275.67 6M avg Cash Burn 10.3% MoM $45,526.50 6M avg

Cash Burn

Cash Expenses Paid

10.3%

Current MoM

$45,526.50

6M Average

Current Runway

Watch closely

4.7 months

At your trailing 6-month average Net Cash Burn, you have about 4.7 months before cash runs out — $129,631 in the bank against a $27,658/mo average burn.

Why this matters

Gross Burn has been growing 8.6%/month while revenue has only grown 4.9%/month — the gap is widening, not closing. Under 9 months of runway is generally the point most investors expect active fundraising or cost cuts.

Next step: Payroll is growing faster than any other line — review the hiring plan against revenue growth before the next raise cycle, or open Action Required for flagged items.

Burn Multiple

Critical

46.1x

Over the trailing 6 months you spent $165,948 in net cash burn to grow MRR by only $3,600 net — a burn multiple of 46.1x. Healthy early-stage companies typically run under 2x.

Why this matters

This isn't a weak sales motion — gross new bookings were a healthy $7,100 over the same window. Two churn events (Cobalt, −$1,800 MRR in Apr; Ion, −$1,800 MRR in Jul) erased more than half of it. Burn Multiple counts churn, so it's showing the real net picture.

Next step: This is a retention problem, not a bookings problem — find out why Cobalt and Ion churned before spending more on new-logo acquisition.

Gross Margin

Healthy

84.0%

For every dollar of revenue, about 84 cents is left after covering hosting, payment processing, and delivery costs (trailing 6-month basis).

Why this matters

Software companies typically target 70–85% gross margin. You're at the top of that range, which gives real room to absorb payroll and overhead growth — margin isn't the constraint here, burn is.

Next step: No action needed this month — keep an eye on this if hosting costs scale faster than revenue.

CAC Payback

Fast

2.4 months

At a blended CAC of $1,100/customer against $541/mo average revenue per customer, it takes about 2.4 months to earn back acquisition cost.

Why this matters

This is unusually fast — most venture-backed software companies see 12+ months. Note this reflects Marketing & Advertising spend only; it excludes sales headcount cost sitting inside Payroll, so treat it as a lower bound, not the full loaded CAC.

Next step: If you want a fully-loaded CAC, break out sales-specific compensation from the Payroll line so it can be added to this calculation.

Rule of 40

Below target

-70.4

Annualized revenue growth (77.3%) plus profit margin (-147.8%) comes to -70.4 — well below the "40" benchmark investors commonly use.

Why this matters

Growth alone looks strong at 77.3% annualized, but Gross Burn is running at roughly 2.5x revenue, which drags the combined score deeply negative. A score this far below 40 usually invites real scrutiny on spend.

Next step: Since growth is healthy, the fastest lever back toward 40 is slowing Gross Burn growth (currently 8.6%/mo), not accelerating revenue further.

Net Revenue Retention

Below 100%

74.5%

Looking only at customers you already had 6 months ago (excluding anyone new since), that group's MRR is now 74.5% of where it started — a 25.5% net decline.

Why this matters

Below 100% means your existing base is shrinking on its own, before counting new customers — new bookings are currently doing all the work of growth. One expansion (Atlas, +$600) wasn't enough to offset one contraction (Delta, −$500) and two churns (Cobalt, Ion, −$1,800 each).

Next step: Talk to your remaining top accounts about expansion opportunities — even a couple of upsells would meaningfully move this number given how few active customers you have (32).

"Mark as reviewed" here is just in-browser memory for this one tab — not tied to your account, your team, or your IP address. It's not saved anywhere, so it resets the moment you reload the page, and no one else viewing this walkthrough would see it change. In the live product, resolving an item is saved to your company's account and stays resolved for your whole team, on any device.

Runway has dropped below 5 monthsHigh

Runway fell from 6.6 to 4.7 months this period, driven mainly by Gross Burn growing faster (+8.6%/mo) than revenue (+4.9%/mo). This is typically the point to start planning a fundraise or a cost review.

Flagged Jul 31, 2026 · Source: Runway calculation, Executive Summary

"Other Operating Expenses" is your largest non-payroll costMedium

This category hit $4,200 this period — 49% higher than your next-largest non-payroll expense (COGS at $2,823). It's grouping several smaller vendors together, which can hide the real driver.

Flagged Jul 31, 2026 · Source: Spend by category, Metrics

7 transactions need manual categorizationMedium

These came in through your connected accounts but didn't match an existing rule with high confidence, so your accountant hasn't been able to post them yet.

Flagged Jul 29, 2026 · Source: Daily feed review

3 software subscriptions started this monthLow

None of them have been cancelled yet, and together they account for most of this month's $1,190 rise in Software spend. Worth a quick check that all three are still needed.

Flagged Jul 31, 2026 · Source: Spend by category, Metrics

You're all caught up — nothing needs your attention right now.

Executive Summary

Scenarios

Projected Cash Balance (Next 24 months)

Key insights

Quick actions

Metrics

Revenue vs Burn Analysis

Cash Burn

Insights

Action Required

Integrations

Change metrics

StratiqAI Platform Roadmap

Decision Simulator

Runway Impact

Scenario Assumptions

Impact on runway

Impact of: Base case — 4.89% revenue growth, 8.59% expense growth

Executive Summary

Scenarios

Projected Cash Balance (Next 24 months)

Key insights

Quick actions

Metrics

Revenue vs Burn Analysis

Cash Burn ⓘ

Insights

Action Required

Integrations

Metric

Change metrics

StratiqAI Platform Roadmap

Decision Simulator

Runway Impact

Scenario Assumptions

Impact on runway

Impact of: Base case — 4.89% revenue growth, 8.59% expense growth

Cash Burn