This is an interactive product walkthrough with sample data — nothing here is connected to a real company. No sign-up needed.
MAIN
TOOLS
Executive Summary
Track and monitor your company's finances
Viewing: Base Case— the projected cash balance chart below reflects this scenario
Best case
Base case
Worst case
Current Runway
4.7 months-29.3% MoM
Cash-out date: December 20, 2026 Data as of Jul 31, 2026 · Refreshes automatically once connected
Scenarios
Projected Cash Balance (Next 24 months)
Compare different financial scenarios and their impact on runway
Projected from Jul 31, 2026 · seeded from July 2026 actuals
Two different calculations, two different numbers — both correct:
• Current Runway (card above): 4.7 months, cash-out December 20, 2026. A historical average — your cash today ÷ your trailing 6-month burn.
• Base Case (this chart): ~4 months, cash-out November 2026. A trend projection — compounds your actual revenue and expense growth rates forward.
They differ because expenses are currently growing faster than revenue (8.6%/mo vs. 4.9%/mo) — the trend projection sees that widening gap; the historical average doesn't. That gap is itself a signal worth watching.
SCENARIOBest Case
SCENARIOBase case
SCENARIOWorst Case
Chart capped at $389K for readability — this scenario's cash balance climbs above that in later months. Hover the line to see exact values.
Best CaseBase caseWorst Case— the selected tab is shown in full color, the other two in the background for comparison.
Key insights
AI powered financial suggestions based on your scenarios
Base Case Outlook
With a cash balance of $129,631 and a trailing 6-month average net cash burn of $27,658/mo, continuing the current trend (revenue +4.9%/mo, Gross Burn +8.6%/mo) projects cash running out around month 4 (Nov 2026).
Best Case Outlook
If revenue growth accelerates to 20%/mo while expense growth is brought down to -2%/mo (active cost discipline), the model shows cash flow turning positive by month 6 — avoiding cash-out within the 24-month window entirely.
⚠Worst Case Outlook
Revenue actually declined the last two months ($19,404 in May to $17,646 in Jul, partly from Ion's cancellation) while Gross Burn kept climbing ($36,181 in Feb to $49,423 in Jul). If that gap widens further (revenue +1%/mo, expenses +14%/mo), cash runs out by month 3 (Oct 2026).
The numbers that matter most right now, explained in plain terms — with what to do about each one.
Current Runway
Watch closely
4.7 months
At your trailing 6-month average Net Cash Burn, you have about 4.7 months before cash runs out — $129,631 in the bank against a $27,658/mo average burn.
Why this matters
Gross Burn has been growing 8.6%/month while revenue has only grown 4.9%/month — the gap is widening, not closing. Under 9 months of runway is generally the point most investors expect active fundraising or cost cuts.
Next step: Payroll is growing faster than any other line — review the hiring plan against revenue growth before the next raise cycle, or open Action Required for flagged items.
Gross Margin
Healthy
84.0%
For every dollar of revenue, about 84 cents is left after covering hosting, payment processing, and delivery costs (trailing 6-month basis).
Why this matters
Software companies typically target 70–85% gross margin. You're at the top of that range, which gives real room to absorb payroll and overhead growth — margin isn't the constraint here, burn is.
Next step: No action needed this month — keep an eye on this if hosting costs scale faster than revenue.
CAC Payback
Fast
2.4 months
At a blended CAC of $1,100/customer against $541/mo average revenue per customer, it takes about 2.4 months to earn back acquisition cost.
Why this matters
This is unusually fast — most venture-backed software companies see 12+ months. Note this reflects Marketing & Advertising spend only; it excludes sales headcount cost sitting inside Payroll, so treat it as a lower bound, not the full loaded CAC.
Next step: If you want a fully-loaded CAC, break out sales-specific compensation from the Payroll line so it can be added to this calculation.
Investor & Benchmark Metrics
Metrics an investor or a fundraising process will look at — useful context, not something to act on day-to-day. Some of these can look extreme on a small, early-stage sample (like this walkthrough's) even when the underlying business is fine.
Burn Multiple
Critical
46.1x
Over the trailing 6 months you spent $165,948 in net cash burn to grow MRR by only $3,600 net — a burn multiple of 46.1x. Healthy early-stage companies typically run under 2x.
Why this matters
This isn't a weak sales motion — gross new bookings were a healthy $7,100 over the same window. Two churn events (Cobalt, −$1,800 MRR in Apr; Ion, −$1,800 MRR in Jul) erased more than half of it. Burn Multiple counts churn, so it's showing the real net picture.
Next step: This is a retention problem, not a bookings problem — find out why Cobalt and Ion churned before spending more on new-logo acquisition.
Rule of 40
Below target
-70.4
Annualized revenue growth (77.3%) plus profit margin (-147.8%) comes to -70.4 — well below the "40" benchmark investors commonly use.
Why this matters
Growth alone looks strong at 77.3% annualized, but Gross Burn is running at roughly 2.5x revenue, which drags the combined score deeply negative. A score this far below 40 usually invites real scrutiny on spend.
Next step: Since growth is healthy, the fastest lever back toward 40 is slowing Gross Burn growth (currently 8.6%/mo), not accelerating revenue further.
Net Revenue Retention
Below 100%
74.5%
Looking only at customers you already had 6 months ago (excluding anyone new since), that group's MRR is now 74.5% of where it started — a 25.5% net decline.
Why this matters
Below 100% means your existing base is shrinking on its own, before counting new customers — new bookings are currently doing all the work of growth. One expansion (Atlas, +$600) wasn't enough to offset one contraction (Delta, −$500) and two churns (Cobalt, Ion, −$1,800 each).
Next step: Talk to your remaining top accounts about expansion opportunities — even a couple of upsells would meaningfully move this number given how few active customers you have (32).
13-Week Cash Forecast
A bottom-up, invoice-level forecast — different from the trend-based Scenario model on the Overview page.
How this differs from Scenarios
The Scenario chart projects 24 months forward by compounding a revenue and expense growth rate — great for a long-range trend view, but it can't see specific known events.
This forecast instead works from actual open invoices, their collection risk, and known vendor payment dates — revealing timing gaps (a big vendor bill and a slow-paying customer landing the same week) that a smooth trend line hides.
Projected Cash Balance (Next 13 weeks)
Accounts Receivable
Open invoices from directly-invoiced customers (net-30 terms) — separate from auto-charged Stripe subscribers, which collect reliably and aren't shown here.
Scheduled Payables
Known vendor bills with firm due dates, on top of normal recurring opex (payroll, rent, software, etc.).
Worked example — Atlas Corp: $2,400 invoice, current (0–30 days, 95% aging probability), 92% payment score.
Collection Probability = 60% × 95% + 40% × 92% = 57% + 36.8% = 93.8%
Expected Collection = $2,400 × 93.8% = $2,251.20
"Planned Changes(t)" is where the Decision Simulator plugs in — a new hire or a vendor cost change modeled there shows up here too, week by week.
Action Required
Things that need a founder's decision or attention — sorted by urgency.
"Mark as reviewed" here is just in-browser memory for this one tab — not tied to your account, your team, or your IP address. It's not saved anywhere, so it resets the moment you reload the page, and no one else viewing this walkthrough would see it change. In the live product, resolving an item is saved to your company's account and stays resolved for your whole team, on any device.
Runway has dropped below 5 monthsHigh
Runway fell from 6.6 to 4.7 months this period, driven mainly by Gross Burn growing faster (+8.6%/mo) than revenue (+4.9%/mo). This is typically the point to start planning a fundraise or a cost review.
"Other Operating Expenses" is your largest non-payroll costMedium
This category hit $4,200 this period — 49% higher than your next-largest non-payroll expense (COGS at $2,823). It's grouping several smaller vendors together, which can hide the real driver.
Flagged Jul 31, 2026 · Source: Spend by category, Metrics
7 transactions need manual categorizationMedium
These came in through your connected accounts but didn't match an existing rule with high confidence, so your accountant hasn't been able to post them yet.
Flagged Jul 29, 2026 · Source: Daily feed review
3 software subscriptions started this monthLow
None of them have been cancelled yet, and together they account for most of this month's $1,190 rise in Software spend. Worth a quick check that all three are still needed.
Flagged Jul 31, 2026 · Source: Spend by category, Metrics
You're all caught up — nothing needs your attention right now.
Integrations
Manage and update your data information
In this walkthrough, every number on the dashboard actually comes from the sample Excel file below — not from QuickBooks, Stripe, Plaid, or Google Sheets. Metric drilldowns (click any ⓘ) describe where each figure would come from once these are connected for real.
X
Excel files
Last updated: 8 days ago · 2 files
Building
⊚
Bank Accounts via Plaid
In active development · V1
Building
G
Google Sheets
In active development · V1
Building
qb
QuickBooks
In active development · V1
Building
S
Stripe
In active development · V1
+20
20+ more on the roadmap
Payroll, banking, CRM, billing & more — see what's planned
🤖
CFO Assistant
Ask a follow-up, or start a new conversation.
Try asking things like "what's my runway?" or click a Quick Action on the left.
Not available yet — coming soon
Metric
—
Definition
Source of data
Assumptions
Calculation logic
Change metrics
Choose up to 4 metrics for your dashboard cards. Current Runway is always shown — that's 5 cards max.
You've selected 4 — uncheck one to pick a different metric.
My Account
Account details for this walkthrough — set during onboarding.
J
Jordan Reyes
Founder & CEO
jordan@anchorlabs.io
CompanyAnchor Labs
Company StageSeed
Access Rights
Owner · Full Access
Can view all financials, manage integrations, invite teammates, and change billing settings.
"Jordan Reyes," "Anchor Labs," and every figure in this walkthrough are fictional sample data invented for this demo — any resemblance to a real person or company is coincidental.
🚀
Welcome to StratiqAI
New here? Take a 60-second tour of the platform — Change Metrics, Scenarios, the Decision Simulator, Insights, and more — or skip straight to exploring on your own.
StratiqAI CFO
Critical Runway Review
Runway
6.6 → 4.7 mo
Dropped below the 5-month threshold this period
Severity
Critical
Flagged Jul 31, 2026
StratiqAI has identified a material runway risk and recommends an immediate CFO review.
This is a demo call using a limited, scripted AI agent — not connected to your actual data. In the real product, you don't need to log into the platform for this: when something like this comes up, StratiqAI proactively calls your personal or work phone directly — a real conversation with your AI CFO, on the go, plugged into your actual financial data, with a clear plan of action for what to do next.
CFO Review Complete
Decision captured from this conversation.
This is a sample of how a decision summary would look, not an actual record of the call you just had — in this walkthrough, the content below is fixed and doesn't reflect what was actually discussed.
Decision Memory
DecisionContinue planned engineering hires
ReasonExpected Acme contract
AssumptionAcme contract closes by Oct 15
Review triggerRevisit if not closed by Oct 15
Scenario consideredDelaying both hires would extend runway to 6.2 months
Send feedback
A screenshot of this page is attached automatically. Annotation tools (draw, highlight, retake) aren\u2019t wired up in this walkthrough — everything below the screenshot works for real.
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StratiqAI Platform Roadmap
You're exploring V1 — the Base Layer. StratiqAI is a multi-agent platform, built one agent at a time — here's what's live today and what's coming next.
V1 — Base LayerYou are here
Cash Flow Agent (Scenario Simulator)Live
Risk RadarLive
Three-Statement ModelerComing next
V2 — Growth Layer
Fundraising BrainPlanned
Working Capital OptimizerPlanned
V3 — Advanced Layer
Capital AllocatorPlanned
Risk IntelligencePlanned
Full Intelligence SuitePlanned
Cash Flow Agent lives on the Overview page; Risk Radar is what you're seeing on the Action Required page. Everything else in this walkthrough is a preview of where V1 is headed, not the finished platform.
On the data side: QuickBooks, Google Sheets, Stripe, and Plaid are in active development for V1 — see the Integrations page. 20+ additional integrations (payroll, banking, CRM, billing, and more) are planned beyond that.
Decision Simulator
Model specific decisions on top of your current trend — a hire, a churned customer, a raise, a deal — and see the combined runway impact, the way you would with a "what happened this quarter" review.
Runs on top of your currently selected scenario
Toggle any combination below — each one shifts revenue or expenses starting the month you set, layered on top of the Base Case trend from the Overview page.
Runway Impact
Comparing your current trend with and without the decisions above:
Without These Decisions
4 months
Cash-out projected November 2026
With These Decisions
4 months
Cash-out projected November 2026
🤖AI CFO Recommendation
Toggle a decision above to see its impact.
Scenario Assumptions
Explore how different business conditions impact your runway
How these scenarios are calculated?
Our AI analyzes:
The last 6 months of your financial performance
Your current team size & hiring velocity
Seasonal revenue trends in your data
This isn't a one-time snapshot — in the connected product, it recalculates continuously as new pipeline, revenue, and expense data comes in, so it always reflects your most current position.
Base caseCURRENT TREND
4.89%
Revenue Growth
How fast your revenue is growing month-over-month.
8.59%
Expense Growth
How fast your operating costs are increasing.
Impact on runway
Your new projected runway would be:
New projected runway
Cash flow positive
By month 6 · $129,631.00 in the bank
Scenario Net Burn
$34.7K +22%
Worsening vs current burn
🤖AI CFO Recommendation
Cash flow positive with negative net burn; sustain growth by maintaining expense discipline while continuing to scale revenue.
★ SAMPLE REPORT — ILLUSTRATIVE DATA ONLY. YOUR REPORT WILL REFLECT YOUR ACTUAL SIMULATION.
StratiqAI
Financial Intelligence
DECISION IMPACT REPORT
YOUR SIMULATION RESULTS
Impact of: Base case — 4.89% revenue growth, 8.59% expense growth
Jul 31, 2026founder@yourstartup.com
Financial Snapshot
Cash Balance
$129,631
Monthly Burn
$52K
Monthly Revenue
$18K
Runway Impact
Current Trend
4.7 mo
Cash-out December 2026
Selected Scenario
Cash flow positive
By month 6
AI CFO Analysis
AI CFO
"At the current trend, cash runs out around month 4 — the priority now is either accelerating revenue or slowing expense growth before then."
At 4.89% monthly revenue growth against 8.59% expense growth, the gap between spend and revenue keeps widening each month. Closing it — not just growing revenue — is what changes this outlook.
Your Prioritized Next Actions
This is a sample report using illustrative data. Your actual report is generated from your real connected financial data. This is a directional tool — not a precise financial forecast.
